How to deposit checks with our Mobile Banking app. Open the app, use your fingerprint to securely log in. Footnote. [3] and select Deposit Checks. Sign the back of the check and write “for deposit only at Bank of America”. Take photos of the front and back of the check with your smartphone — just select the Front of Check and Back of ...Simple as point, click, done. Sign your check. Open the app and select Deposit a check from the quick-action menu at the bottom of the Welcome screen, then select Deposit a check again. Choose an account and enter the amount of the check. Take pictures of the check with your phone or tablet. Verify the information and submit.Mobile check deposit available after you have deposited at least $200 in the past year and your accounts have been open for 30 days. Click here for full terms and limitations. Offer from H&R Block. Requires 1) opening of new Spruce Accounts between 1/1/23 and 6/30/23; and 2) $200 in qualifying direct deposits within 45 days of opening. Deposits that do not qualify are mobile check deposits, internal transfers, transfers within Spruce from external accounts, or cash transfers. $50 will be deposited within 14 business days after completing all requirements. Spruce Accounts may not be closed or restricted at payout. You are responsible for tax treatment of funds. Mobile deposit Deposit checks to your Capital One bank accounts from pretty much anywhere. Get the app . WHY USE MOBILE DEPOSIT. No trips to the bank. Feel the freedom of one less thing on your to-do list. Quick, easy access. Get access to your money just as fast (or faster) than a teller deposit.Your bank or credit union may have a different timetable for check deposits made through your mobile phone (i.e., by taking a photo of the check within your institution’s mobile banking app). ... If you deposit checks totaling more than $200, you can access $200 the next business day, and the rest of the money the second business day. …Mobile check deposit available after you have deposited at least $200 in the past year and your accounts have been open for 30 days. Click here for full terms and limitations. Spruce℠ Spending and Savings Accounts established at, and debit card issued by, Pathward®, N.A., Member FDIC, pursuant to license by Mastercard®.The types of checks you may be able to add to your account using mobile check deposit include personal checks, business checks, cashier’s checks and government-issued checks. This includes tax ...Deposits that do not qualify are mobile check deposits, internal transfers, transfers within Spruce from external accounts, or cash transfers. $50 will be deposited within 14 business days after completing all requirements. Spruce Accounts may not be closed or restricted at payout. You are responsible for tax treatment of funds.When you capture the image of the check, make sure you: Use a plain background that is dark in color and non-reflective. Ensure all four corners of the check are visible. Lay the check on a flat surface and not in your hand or your lap. Double-check that the amount on the check and the amount you entered in the Spruce app match.Join Spruce, the mobile banking app that helps you be good with money. Sign up for free and enjoy early pay, cash back rewards, and budgeting tools. Spruce is not a bank, but …Sign in to your Spruce account and manage your money with ease. Spruce is a mobile banking app that helps you budget, save, and earn cash back rewards. Whether you need to deposit a check, set up direct deposit, or access your early pay, Spruce has you covered.Through this Spruce $50 Welcome Bonus, you can get a $50 cash bonus when you open your new Spruce accounts by June 30, 2023, and have at least $200 in qualifying direct deposits to your Spruce Spending Account within 45 days of account opening. To receive this $50 Spruce sign-up bonus, you must open your new Spruce Spending and Savings Accounts ...Spruce is mobile banking to help you set saving goals, earn cash back offers, 1 and get paychecks up to two days early. 2 Get a $20 bonus when you sign up and receive your first direct deposit. See offer details. Get started. Spruce fintech platform is built by H&R Block, which is not a bank. Bank products by Pathward, N.A., Member FDIC.Spruce is a mobile banking platform built by H&R Block that offers free checking and savings accounts, a variety of budgeting tools, early direct deposit, and even the ability to earn cash back on everyday purchases. The app is designed with simplicity, making it easy for anyone to manage their money on the go. Deposits that do not qualify are mobile check deposits, internal transfers, transfers within Spruce from external accounts, or cash transfers. $50 will be deposited within 14 business days after completing all requirements. Deposits that do not qualify are mobile check deposits, internal transfers, transfers within Spruce from external accounts, or cash transfers. $50 will be deposited within 14 business days after completing all requirements. Spruce Accounts may not be closed or restricted at payout. You are responsible for tax treatment of funds.Google Play: 3.7/5 stars, 384 votes. App Store: 3.4/5 stars, 136 reviews. By combining both of those scores, we get a solid average of 3.65/5 stars for Spruce. Not bad, especially for a brand-new app. The first Spruce Banking review we’ll check out reads: “Have had a good experience using this app thus far.If your bank has mobile deposits, follow these steps: Download the app. Sign in. Head to the menu and look for the mobile check deposit option. Begin the deposit process. If your bank doesn’t enable mobile check deposits, consider looking for a mobile app that does offer that feature or making a deposit in person. 2.Jan 30, 2017 · Through this Spruce $50 Welcome Bonus, you can get a $50 cash bonus when you open your new Spruce accounts by June 30, 2023, and have at least $200 in qualifying direct deposits to your Spruce Spending Account within 45 days of account opening. To receive this $50 Spruce sign-up bonus, you must open your new Spruce Spending and Savings Accounts ... This question is about the Bank of the West Secured Credit Card @john_miller • 03/10/23 This answer was first published on 03/10/23. For the most current information about a financ...All about the Spruce mobile banking app. Help. Help; Help Center. Get help with Spruce online banking services. Resources. ... Requires opt in and $200 in qualifying deposits over prior 35-day period. Negative balances are limited to $20 and must be repaid within 30 days. ... Mobile check deposit available after you have deposited at least $200 ...Mobile check deposit available after you have deposited at least $200 in the past year and your accounts have been open for 30 days. Click here for full terms and limitations. Offer from H&R Block. Requires 1) opening of new Spruce Accounts between 1/1/23 and 6/30/23; and 2) $200 in qualifying direct deposits within 45 days of opening.Last updated: August 23, 2022. After you submit a check for deposit through the Spruce app, we will review the check and let you know if it’s been accepted. If your check is accepted, we’ll tell you the date you can expect to have access to the funds. Though it may take up to 10 business days for the funds to be available, we generally ...Direct deposit online is a convenient and secure way to streamline your payroll process. With direct deposit, you can easily pay your employees without having to worry about manual...Apr 25, 2022 · Mobile check deposit available after you have deposited at least $200 in the past year and your accounts have been open for 30 days. Click here for full terms and limitations. The Annual Percentage Yield (APY) is accurate as of 04/05/2024. This rate is variable and can change without notice. Fees may reduce earnings. Endorse the check. 4. Open the mobile deposit function in your bank app. 5. Take clear pictures of the check with your mobile device. 6. Confirm the check details and complete the deposit. 7. Keep ...Deposits that do not qualify are mobile check deposits, internal transfers, transfers within Spruce from external accounts, or cash transfers. $50 will be deposited within 14 business days after completing all requirements. Spruce Accounts may not be closed or restricted at payout. You are responsible for tax treatment of funds.How to mobile deposit a check? Mobile check deposit, available after you have deposited at least $200 in the past year and your accounts have been open for 30 days, is a convenient and secure way to deposit paper checks without having to go to a bank …1. Make sure your deposit information is correct, then select Deposit. 2. You’ll get an on-screen confirmation and an email letting you know we’ve received your deposit. 3. After your deposit, write “mobile deposit” and the date on the front of the check. You should keep the check secure for 5 days before tearing it up.Sign in to your Spruce account and manage your money with ease. Spruce is a mobile banking app that helps you budget, save, and earn cash back rewards. Whether you need to deposit a check, set up direct deposit, or access your early pay, Spruce has you covered.Deposits that do not qualify are mobile check deposits, internal transfers, transfers within Spruce from external accounts, or cash transfers. $50 will be deposited within 14 business days after completing all requirements. Spruce Accounts may not be closed or restricted at payout. You are responsible for tax treatment of funds.Deposits that do not qualify are mobile check deposits, internal transfers, transfers within Spruce from external accounts, or cash transfers. $50 will be deposited within 14 business days after completing all requirements. Spruce Accounts may not be closed or restricted at payout. You are responsible for tax treatment of funds.Mobile check deposit available after you have deposited at least $200 in the past year and your accounts have been open for 30 days. Click here for full terms and limitations. Offer from H&R Block. Requires 1) opening of new Spruce Accounts between 1/1/23 and 6/30/23; and 2) $200 in qualifying direct deposits within 45 days of opening.Apr 25, 2022 · Mobile check deposit available after you have deposited at least $200 in the past year and your accounts have been open for 30 days. Click here for full terms and limitations. The Annual Percentage Yield (APY) is accurate as of 04/05/2024. This rate is variable and can change without notice. Fees may reduce earnings. Quick Summary. Spruce is a mobile banking platform that doesn’t come with any monthly fees. The perks include automatic cash back and early direct deposit. …Mobile check deposit available after you have deposited at least $200 in the past year and your accounts have been open for 30 days. Click here for full terms and limitations. The Annual Percentage Yield (APY) is accurate as of 04/05/2024. This rate is variable and can change without notice. Fees may reduce earnings.Deposits that do not qualify are mobile check deposits, internal transfers, transfers within Spruce from external accounts, or cash transfers. $50 will be deposited within 14 business days after completing all requirements. Spruce Accounts may not be closed or restricted at payout. You are responsible for tax treatment of funds.Deposits that do not qualify are mobile check deposits, internal transfers, transfers within Spruce from external accounts, or cash transfers. $50 will be deposited within 14 business days after completing all requirements. Spruce Accounts may not be closed or restricted at payout. You are responsible for tax treatment of funds.Mobile check deposit available after you have deposited at least $200 in the past year and your accounts have been open for 30 days. Click here for full terms and limitations. Offer from H&R Block. Requires 1) opening of new Spruce Accounts between 1/1/23 and 6/30/23; and 2) $200 in qualifying direct deposits within 45 days of opening.Deposits that do not qualify are mobile check deposits, internal transfers, transfers within Spruce from external accounts, or cash transfers. $50 will be deposited within 14 business days after completing all requirements. Spruce Accounts may not be closed or restricted at payout. You are responsible for tax treatment of funds.Mobile check deposit, available after you have deposited at least $200 in the past year and your accounts have been open for 30 days, is a convenient and secure way to deposit paper checks without having to go to a bank branch or check-cashing center.Sign in to your Spruce account and manage your money with ease. Spruce is a mobile banking app that helps you budget, save, and earn cash back rewards. Whether you need to deposit a check, set up direct deposit, or access your early pay, Spruce has you covered.1. Download the Spruce mobile banking app. 2. Create a super secure password with at least 8 characters. 3. Sign up for your Spruce Spending and Savings …App Store is a service mark of Apple Inc. With Chase QuickDeposit, make a mobile check deposit almost anytime, anywhere with the ease of taking a picture. Another convenience of mobile banking.Apr 25, 2022 · Mobile check deposit available after you have deposited at least $200 in the past year and your accounts have been open for 30 days. Click here for full terms and limitations. The Annual Percentage Yield (APY) is accurate as of 04/05/2024. This rate is variable and can change without notice. Fees may reduce earnings. Deposits that do not qualify are mobile check deposits, internal transfers, transfers within Spruce from external accounts, or cash transfers. $50 will be deposited within 14 business days after completing all requirements. Spruce Accounts may not be closed or restricted at payout. You are responsible for tax treatment of funds.SeniorsMobility provides the best information to seniors on how they can stay active, fit, and healthy. We provide resources such as exercises for seniors, where to get mobility ai...Mobile check deposit available after you have deposited at least $200 in the past year and your accounts have been open for 30 days. Click here for full terms and limitations. Offer from H&R Block. Requires 1) opening of new Spruce Accounts between 1/1/23 and 6/30/23; and 2) $200 in qualifying direct deposits within 45 days of opening.How to deposit a check with mobile banking. 1. Log on to the app. Using the latest version of the HSBC Mobile Banking app, select ‘Move Money’, and then ‘Deposit a check'. 2. Select account and amount. Choose the checking or savings account you want to deposit the check into and then enter the amount. 3.7. Hold on to the check. “Hang on to the check until you see it clear and move from pending to approved on your online statement,” says financial advisor Michael Foguth, president and founder ...To get started with Mobile Check Deposit, download the EvaBank Mobile Banking app. If you have downloaded the EvaBank Mobile Banking app, click "Deposit" to get started with Mobile Check Deposit. For any other questions please give us a call at 844-EvaBank (844-382-2265). Terms and Conditions.Spruce is a mobile banking app by H&R Block, a leading tax preparation company, that helps you save and spend money wisely. Spruce offers no fees, no minimum balance, cash back rewards, and early paychecks with direct deposit. Spruce also helps you track your budget, set saving goals, and access fee-free ATMs. Join Spruce today and be better with money. 3.7 Mobile Check Deposit. The Mobile Check Deposit Service allows you to make a check deposit directly into your eligible Spruce Spending Account using the Spruce App by submitting Images of your eligible Deposit Item, which you authorize us to process for deposit into your Spruce Spending Account. (A) Nature of Service. (i) Eligible Accounts ... The fee for PNC Express Funds is 2% of each check amount over $100. For any check amount from $25 to $100, a $2 fee will apply to each check. If a check is returned due to insufficient funds, PNC will not debit your account. If your deposit is completed before 10 p.m. ET on a business day, your funds will also be available to pay checks or ...Deposits that do not qualify are mobile check deposits, internal transfers, transfers within Spruce from external accounts, or cash transfers. $50 will be deposited within 14 business days after completing all requirements. Spruce Accounts may not be closed or restricted at payout. You are responsible for tax treatment of funds. Maybe. Go there in person with the check, explain the situation to the teller, and see what they can do. If it's a smaller bank, you might be in luck. If it's Chase or B of A, forget about it. Just ride this one out and move your money to a better bank as soon as possible. Mobile check deposit available after you have deposited at least $200 in the past year and your accounts have been open for 30 days. Click here for full terms and limitations. The Annual Percentage Yield (APY) is accurate as of 04/05/2024. This rate is variable and can change without notice. Fees may reduce earnings.Spruce offers up to $20 of fee-free overdraft protection. If you accidentally spend more than you have available, Spruce offers this $20 cushion to avoid a fee. To get this protection, enroll in direct deposit. Direct deposit comes with other benefits, like potentially scoring a $50 bonus and getting paid two days early.We only accept checks from a U.S. financial institution, in U.S. dollars. 2 The following items are eligible for mobile deposit: Personal checks. Business checks. Government/treasury checks. Cashier's checks. Please visit a financial center to deposit the following items which are currently not accepted via mobile deposit: U.S. savings bonds.Jan 20, 2022 · Spruce is a Mobile Banking App and includes a Debit Card with Benefits ... Check the Spruce app for offer availability. ... accountholder must receive $200 in qualifying deposits over the relevant ... Mobile check deposit available after you have deposited at least $200 in the past year and your accounts have been open for 30 days. Click here for full terms and limitations. Offer from H&R Block. Requires 1) opening of new Spruce Accounts between 1/1/23 and 6/30/23; and 2) $200 in qualifying direct deposits within 45 days of opening.This question is about the Bank of the West Secured Credit Card @john_miller • 03/10/23 This answer was first published on 03/10/23. For the most current information about a financ...Mobile check deposit available after you have deposited at least $200 in the past year and your accounts have been open for 30 days. Click here for full terms and limitations. Offer from H&R Block. Requires 1) opening of new Spruce Accounts between 1/1/23 and 6/30/23; and 2) $200 in qualifying direct deposits within 45 days of opening.Use the Regions Mobile App to deposit funds into your Regions checking, savings and money market accounts, or load your Regions Now Card. Choose how soon you want access to your funds: Available immediately — 1% - 4% of the check, depending on the check type and amount (minimum of $5); Available for processing tonight — no charge; …Download the app. 1. Mobile check deposits are subject to verification and not available for immediate withdrawal. Other restrictions apply. In the Mobile Banking app menu, select Menu > Help > Browse More Topics > Mobile Check Deposit for details and other terms and conditions. Message and data rates may apply. 2.The bottom line: Spruce is a solid mobile banking platform that doesn't charge monthly fees. Its accounts come with several special perks like cash-back … Deposits that do not qualify are mobile check deposits, internal transfers, transfers within Spruce from external accounts, or cash transfers. $50 will be deposited within 14 business days after completing all requirements. Spruce Accounts may not be closed or restricted at payout. You are responsible for tax treatment of funds. Mobile check deposit, available after you have deposited at least $200 in the past year and your accounts have been open for 30 days, is a convenient and secure way to deposit paper checks without having to go to a bank branch or check-cashing center.Apr 25, 2022 · Mobile check deposit available after you have deposited at least $200 in the past year and your accounts have been open for 30 days. Click here for full terms and limitations. The Annual Percentage Yield (APY) is accurate as of 04/05/2024. This rate is variable and can change without notice. Fees may reduce earnings. This question is about the AccountNow® Gold Visa® Prepaid Card @sydneygarth • 06/01/20 This answer was first published on 06/01/20. For the most current information about a financi...Deposits that do not qualify are mobile check deposits, internal transfers, transfers within Spruce from external accounts, or cash transfers. $50 will be deposited within 14 business days after completing all requirements. Spruce Accounts may not be closed or restricted at payout. You are responsible for tax treatment of funds.Mobile check deposit, available after you have deposited at least $200 in the past year and your accounts have been open for 30 days, is a convenient and secure way to deposit paper checks without having to go to a bank branch or check-cashing center.Mobile deposits are considered as safe and secure as any other bank-approved method of depositing a check. The Chase Mobile ® app, for instance, never stores passwords or image data on your device when using Chase QuickDeposit℠. Additionally, mobile deposits to FDIC-insured accounts are protected the same as any other deposit.Deposits that do not qualify are mobile check deposits, internal transfers, transfers within Spruce from external accounts, or cash transfers. $50 will be deposited within 14 business days after ...Mobile check deposit available after you have deposited at least $200 in the past year and your accounts have been open for 30 days. Click here for full terms and limitations. The Annual Percentage Yield (APY) is accurate as of 04/05/2024. This rate is variable and can change without notice. Fees may reduce earnings.Mobile check deposit available after you have deposited at least $200 in the past year and your accounts have been open for 30 days. Click here for full terms and limitations. The Annual Percentage Yield (APY) is accurate as of 04/05/2024. This rate is variable and can change without notice. Fees may reduce earnings.Mar 31, 2022 · The types of checks you may be able to add to your account using mobile check deposit include personal checks, business checks, cashier’s checks and government-issued checks. This includes tax ... 7. Hold on to the check. “Hang on to the check until you see it clear and move from pending to approved on your online statement,” says financial advisor Michael Foguth, president and founder ...Apr 25, 2022 · Mobile check deposit available after you have deposited at least $200 in the past year and your accounts have been open for 30 days. Click here for full terms and limitations. The Annual Percentage Yield (APY) is accurate as of 04/05/2024. This rate is variable and can change without notice. Fees may reduce earnings. Sign in to your Spruce account and manage your money with ease. Spruce is a mobile banking app that helps you budget, save, and earn cash back rewards. Whether you need to deposit a check, set up direct deposit, or access your early pay, Spruce has you covered.A deposited check has cleared when the money is taken out of the check writer’s account and placed into the recipient’s. A written check has cleared when the money leaves the check...Spruce is a mobile banking app by H&R Block, a leading tax preparation company, that helps you save and spend money wisely. Spruce offers no fees, no minimum balance, cash back rewards, and early paychecks with direct deposit. Spruce also helps you track your budget, set saving goals, and access fee-free ATMs. Join Spruce today and be better with money. Maybe. Go there in person with the check, explain the situation to the teller, and see what they can do. If it's a smaller bank, you might be in luck. If it's Chase or B of A, forget about it. Just ride this one out and move your money to a better bank as soon as possible. Depositing a check to your account personal or business account using mobile check deposit is a straightforward process. 2. Follow the prompts in the app and snap a photo of your check (front and back!) 3. Be sure to write “For Mobile deposit at Primis only” underneath your signature. Check the status of your mobile deposit in the app.In today’s world, you need an online bank account for almost everything. From paying bills online to depositing checks, everything is easier with an online account. If you’re looki...
Jan 20, 2022 · Spruce is a Mobile Banking App and includes a Debit Card with Benefits ... Check the Spruce app for offer availability. ... accountholder must receive $200 in qualifying deposits over the relevant ... . Fenix moultrie
Deposits that do not qualify are mobile check deposits, internal transfers, transfers within Spruce from external accounts, or cash transfers. $50 will be deposited within 14 business days after completing all requirements. Spruce Accounts may not be closed or restricted at payout. You are responsible for tax treatment of funds.All about the Spruce mobile banking app. Help. Help; Help Center. Get help with Spruce online banking services. Resources. ... Requires opt in and $200 in qualifying deposits over prior 35-day period. Negative balances are limited to $20 and must be repaid within 30 days. ... Mobile check deposit available after you have deposited at least $200 ...Jan 20, 2022 · Spruce is a Mobile Banking App and includes a Debit Card with Benefits. Saving goals. The Spruce mobile banking app includes nudges to help users set personalized savings goals and keep them. From paying for school to buying a car, Spruce also has options to set up automatic transfers towards savings. Cash back rewards. Get to know Spruce. Spruce is mobile banking for people who want to get better with money. Find money tips in our Resource Center or learn more about Spruce below. ... Requires opt in and $200 in qualifying deposits over prior 35-day period. Negative balances are limited to $20 and must be repaid within 30 days. ... Mobile check deposit ...Mobile check deposit available after you have deposited at least $200 in the past year and your accounts have been open for 30 days. Click here for full terms and limitations. Offer from H&R Block. Requires 1) opening of new Spruce Accounts between 1/1/23 and 6/30/23; and 2) $200 in qualifying direct deposits within 45 days of opening.Select the bank account where you want the check's funds to be deposited. 5. Confirm or Enter The Check's Amount. Some mobile banking apps will automatically populate the deposit amount and others will require you to manually enter the amount. Either way make sure the exact dollar amount of the check is correct.In today’s fast-paced world, time is of the essence. Waiting in long lines at the bank to deposit checks can be a frustrating experience that eats up valuable time. However, with t...Mobile check deposit available after you have deposited at least $200 in the past year and your accounts have been open for 30 days. Click here for full terms and limitations. Offer from H&R Block. Requires 1) opening of new Spruce Accounts between 1/1/23 and 6/30/23; and 2) $200 in qualifying direct deposits within 45 days of opening.How to deposit a check with mobile banking. 1. Log on to the app. Using the latest version of the HSBC Mobile Banking app, select ‘Move Money’, and then ‘Deposit a check'. 2. Select account and amount. Choose the checking or savings account you want to deposit the check into and then enter the amount. 3.3 Items transmitted using Mobile Check Deposit are subject to verification and are not covered under our Funds Availability Policy; thus, funds are not available for immediate withdrawal. For immediate assistance, contact our 24/7 Member Services at (888) 732-8562. Feedback. Send suggestions and feedback for the ...When you capture the image of the check, make sure you: Use a plain background that is dark in color and non-reflective. Ensure all four corners of the check are visible. Lay the check on a flat surface and not in your hand or your lap. Double-check that the amount on the check and the amount you entered in the Spruce app match.Mobile check deposit available after you have deposited at least $200 in the past year and your accounts have been open for 30 days. Click here for full terms and limitations. The Annual Percentage Yield (APY) is accurate as of 04/05/2024. This rate is variable and can change without notice. Fees may reduce earnings.Mobile check deposit available after you have deposited at least $200 in the past year and your accounts have been open for 30 days. Click here for full terms and limitations. The Annual Percentage Yield (APY) is accurate as of 04/05/2024. This rate is variable and can change without notice. Fees may reduce earnings.Apr 25, 2022 · Mobile check deposit available after you have deposited at least $200 in the past year and your accounts have been open for 30 days. Click here for full terms and limitations. The Annual Percentage Yield (APY) is accurate as of 04/05/2024. This rate is variable and can change without notice. Fees may reduce earnings. Deposits that do not qualify are mobile check deposits, internal transfers, transfers within Spruce from external accounts, or cash transfers. $50 will be deposited within 14 business days after completing all requirements. Mobile check deposit available after you have deposited at least $200 in the past year and your accounts have been open for 30 days. Click here for full terms and limitations. The Annual Percentage Yield (APY) is accurate as of 04/05/2024. This rate is variable and can change without notice. Fees may reduce earnings.Mobile check deposit available after you have deposited at least $200 in the past year and your accounts have been open for 30 days. Click here for full terms and limitations. The Annual Percentage Yield (APY) is accurate as of 04/05/2024. This rate is variable and can change without notice. Fees may reduce earnings.Endorse the check. 4. Open the mobile deposit function in your bank app. 5. Take clear pictures of the check with your mobile device. 6. Confirm the check details and complete the deposit. 7. Keep ...Mobile check deposit available after you have deposited at least $200 in the past year and your accounts have been open for 30 days. Click here for full terms and limitations. The Annual Percentage Yield (APY) is accurate as of 04/05/2024. This rate is variable and can change without notice. Fees may reduce earnings.Mobile check deposit available after you have deposited at least $200 in the past year and your accounts have been open for 30 days. Click here for full terms and limitations. The Annual Percentage Yield (APY) is accurate as of 04/05/2024. This rate is variable and can change without notice. Fees may reduce earnings.Deposits that do not qualify are mobile check deposits, internal transfers, transfers within Spruce from external accounts, or cash transfers. $50 will be deposited within 14 business days after completing all requirements. Spruce Accounts may not be closed or restricted at payout. You are responsible for tax treatment of funds..
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