Langley federal credit union auto refinance - REFINANCE TODAY. Langley Federal Credit Union is here to help you pay down your college debt. Refinance up to $125,000 with rates starting at 7.50% APR †. Competitive …

 
Apply online, at any of our branch locations, or over the phone at 478-923-3773 or 800-241-2405. Here is a list of the information you will need to refinance your auto loan with Robins Financial Credit Union: Proof of income for applicants. Insurance card.. Pill with m522

Langley’s Online and Mobile Banking empowers you by placing control of your money at your fingertips. For immediate assistance, please call 800-826-7490 or 757-827-5328, Monday through Friday - 8:30 a.m. to 5:30 p.m. and Saturday 8:30 a.m. to 12:30 p.m. Eastern Time Or, call us at 757-827-5328or 800-826-7490. Our reps are available Monday-Friday, 8 AM to 6 PM, and Saturday, 8:30 AM to 12:30 PM. Chat Now. Find More Branches. If you are using a screen reader or other auxiliary aid and are havingproblems using this website, please call 757-827-5328 or 800-826-7490 for assistance.Auto refinance loan must be at least $5,000. Loan must be open for at least 60 days with first scheduled payment made to be eligible for the $200, which will be credited to the primary applicant’s savings account between 61 and 65 days of the loan origination date. Offer may end at any time. Recipient is solely responsible for any personal ...Make an appointment with a service representative. At Langley, we focus on your financial success. Whether you need to start a savings plan, buy your first home, or build your credit score, Langley is here to help you save, borrow, and spend wisely. You deserve the best for your money. Become a Member Today! Langley Federal Credit Union. Simple. Modern. Convenient. Langley’s Online and Mobile Banking makes it easy to pay a loan, deposit a check, or open a new account. This and other great features give you the power of digital banking in the palm of your hand. Learn how to complete common tasks in Online Banking by viewing the How-To videos below. Refinancing your auto loan may lead to a lower monthly payment, a shorter term or both. Your outcome depends on a wide range of factors, including the value of your vehicle, how much you owe on your current loan and your credit standing.Reduce your rate up to 1.00% APR*! Not only is it possible to refinance your car, but you may qualify for a pretty spectacular rate if you currently have your car loan with another lender. *Only loans currently held by a lender other than Altra qualify for the Auto Refinance Discount. Apply Now!Refinance Student Loans. Refinance and consolidate private and federal student loans. Get Started. Log In To My Account. Finish an application, request funds, or make a …11 reviews and 5 photos of Langley Federal Credit Union "First time at any Langley FCU since a merger with ODU FCU a few years back. This location has been here two years or more, but cannot recall if original tenants in the four to five year small strip. The location off Virginia Beach Blvd and close to intersection of Independence is excellent.For immediate assistance, please call 800-826-7490 or 757-827-5328, Monday through Friday - 8:30 a.m. to 5:30 p.m. and Saturday 8:30 a.m. to 12:30 p.m. Eastern Time Langley is member-owned and non-profit. Locations include Hampton, Newport News, Williamsburg, Chesapeake, Isle of Wight, Norfolk, Suffolk, and VA Beach. For immediate assistance, please call 800-826-7490 or 757-827-5328, Monday through Friday - 8:30 a.m. to 5:30 p.m. and Saturday 8:30 a.m. to 12:30 p.m. Eastern Time Pay off your collections and ask them to remove it. Getting paid cash will always bite you. Put more money down if you can. I also have a solid 710, my local credit union denied me for a pre approved car loan. No debt to my name whatsoever. Ok I walk into dealership and get qualified for 4.9% Apr. Fine with me. With your vehicle loan at Langley, you’ll need to update your insurance information to list Langley as lienholder or loss payee. Insurance lienholder information: Langley Federal Credit Union, PO Box 921, Carmel, IN 46082. Upload Your Policy. Complete your upload through our third-party partner, My Insurance Info. Or, call us at 757-827-5328or 800-826-7490. Our reps are available Monday-Friday, 8 AM to 6 PM, and Saturday, 8:30 AM to 12:30 PM. Chat Now. Find More Branches. If you are using a screen reader or other auxiliary aid and are havingproblems using this website, please call 757-827-5328 or 800-826-7490 for assistance.Chevron Federal Credit Union offers great rates and flexible terms for members looking to refinance their vehicles. Plus, what most lenders consider “used,” we consider “new.”. If your vehicle model year is the current year or within the previous two years and the mileage does not exceed 30,000, we consider it new!Provides a credit toward your replacement vehicle. Covers the difference between what your insurance covers and what is still owed on the loan. Cost can be included in your monthly auto loan payment. Ask about a GAP policy when you apply for your auto loan, or contact us at 602-683-1000 for details. Contact Us.Langley’s Online and Mobile Banking empowers you by placing control of your money at your fingertips. For immediate assistance, please call 800-826-7490 or 757-827-5328, Monday through Friday - 8:30 a.m. to 5:30 p.m. and Saturday 8:30 a.m. to … Credit Builder is a loan product designed to help members with no credit, little credit, or unfavorable credit. The program focuses on building or rebuilding your credit score. By improving your credit score, you are likelyto get better rates on loans, and save a lot of money in the process. How it works. 1 Annual Percentage Rate (APR) is variable and determined by credit history. The minimum required to open an account is the purchase of a share in the Credit Union ($5). 2 Signature Cash Back Visa credit card holders will receive 5% on cardholder's category choice each month, upon activation and up to $100, 3% cash back on gas purchases, …Do you know the difference of banks and credit unions? Find out the difference between a bank and credit union in this article from howstuffworks.com. Advertisement From the outsid... A $25,000 loan at 7.24% APR for 36 months would have monthly payments of $772. Must be current on your auto loan payments to qualify. Existing Langley Federal Credit Union loans not eligible for this offer. Rates shown are based on credit score of 740 or better and based on creditworthiness, so your rate may differ. Credit is subject to approval. Make an appointment with a service representative. At Langley, we focus on your financial success. Whether you need to start a savings plan, buy your first home, or build your credit score, Langley is here to help you save, borrow, and spend wisely. You deserve the best for your money. Become a Member Today!GAP through the Credit Union also provides $1,000 toward purchasing a replacement vehicle if financed through the Credit Union within 90 days. Guaranteed Asset Protection can be added to any auto loan within 12 months of purchasing the vehicle. To add GAP, call us at (865) 544-5400 or visit any branch!About Langley. Langley Federal Credit Union (Langley FCU) is one of the 100 largest credit unions in the United States. Based in Hampton Roads, Virginia, Langley has branches in Hampton, Newport News, Williamsburg, Chesapeake, Isle of Wight, Norfolk, Suffolk, and Virginia Beach which offer some of the best rates on certificates, checking accounts, savings accounts, auto loans, personal loans ...Auto Loans. New and Used Vehicle Loans; Vehicle Loan Refinancing; ... Langley Federal Credit Union Donates $25,0... Langley FCU Announces 2023 Jean M. Yokum S...About Langley. Langley Federal Credit Union (Langley FCU) is one of the 100 largest credit unions in the United States. Based in Hampton Roads, Virginia, Langley has branches in Hampton, Newport News, Williamsburg, Chesapeake, Isle of Wight, Norfolk, Suffolk, and Virginia Beach which offer some of the best rates on certificates, checking accounts, savings accounts, auto loans, personal loans ...With an auto loan preapproval, you could negotiate a better sales price with the dealer. Getting preapproved for a loan can give you an edge before you visit the dealership or shop online. It can make it easier to negotiate a better sales price and lets you know what you can afford. Learn how to get preapproved for a car loan in 5 simple steps.Great financing rates as low as 5.49% [1] for 36 months. With a Langley car loan, you can get the best deal on a new or used car at great low rates. Apply for a car loan in …Simply Business Checking – Langley Federal Credit Union. For immediate assistance, please call 800-826-7490 or 757-827-5328,Monday through Friday - 8:30 a.m. to 5:30 p.m. and Saturday 8:30 a.m. to 12:30 p.m. Eastern Time. Log In. ×. Online Banking Login. Register•Forgot Password. Contact. Branches.Or, call us at 757-827-5328or 800-826-7490. Our reps are available Monday-Friday, 8 AM to 6 PM, and Saturday, 8:30 AM to 12:30 PM. Chat Now. Find More Branches. If you are using a screen reader or other auxiliary aid and are havingproblems using this website, please call 757-827-5328 or 800-826-7490 for assistance.Chevron Federal Credit Union offers great rates and flexible terms for members looking to refinance their vehicles. Plus, what most lenders consider “used,” we consider “new.”. If your vehicle model year is the current year or within the previous two years and the mileage does not exceed 30,000, we consider it new!A new auto refinance loan for $20,000 with an APR of 3.14 percent and a term of 72 months would reduce your payment to approximately $305 per month. SCCU has low rates on auto loan refinancing and auto purchases, with terms ranging from 36 to 78 months. Use our auto refinance calculator to get an idea of how much you could save with a …Federal Deposit Insurance Corp. (FDIC) insures up to $250,000 per depositor, per insured bank, per account ownership category. (Learn more about the FDIC insurance limit.)Auto Refinance Calculator. Numbers. Phone: (800) 562-7328. NMLS# 402955 ... About. Who We Are. Careers. Membership. Newsletters. Federal Charter & Bylaws. Follow Us. At Rockland Federal Credit Union we’re focused on serving our members and local communities in Massachusetts. RFCU offers personal and ... National Credit Union …St. Paul Federal Credit Union Auto Loan Advantages. Low interest rates – As low as 6.29% APR for up to 72 Months. Same rate tiers for “New” and “Used” vehicles. Loan programs and terms tailored to your needs. 100% + …Langley’s Online and Mobile Banking empowers you by placing control of your money at your fingertips. For immediate assistance, please call 800-826-7490 or 757-827-5328, Monday through Friday - 8:30 a.m. to 5:30 p.m. and Saturday 8:30 a.m. to …All vehicles are sold "as is." Any repossessed vehicles sold for other credit unions will not qualify for this special finance rate. *Annual Percentage Rate. Loan example, on $27,000 at 3.69% APR for 78 months, you would make 78 monthly payments of $389.85. About Langley. Langley Federal Credit Union (Langley FCU) is one of the 100 largest credit unions in the United States. Based in Hampton Roads, Virginia, Langley has branches in Hampton, Newport News, Williamsburg, Chesapeake, Isle of Wight, Norfolk, Suffolk, and Virginia Beach which offer some of the best rates on certificates, checking accounts, savings accounts, auto loans, personal loans ... Lower your monthly payment, unlock equity or pay your home off faster. Take advantage of our quick and easy application process. Unlock rates as low as 5.875% on Fixed 30-Year mortgage refinance! Get Started Today. About Langley. Langley Federal Credit Union (Langley FCU) is one of the 100 largest credit unions in the United States. Based in Hampton Roads, Virginia, Langley has branches in Hampton, Newport News, Williamsburg, Chesapeake, Isle of Wight, Norfolk, Suffolk, and Virginia Beach which offer some of the best rates on certificates, checking accounts, savings accounts, auto loans, personal loans ... When it comes to Langley Federal Credit Union Car Loans, WalletHub is your one stop solution. Read Reviews, Compare Latest Offers, Ask Questions or Get Customer Service InfoReduce your rate up to 1.00% APR*! Not only is it possible to refinance your car, but you may qualify for a pretty spectacular rate if you currently have your car loan with another lender. *Only loans currently held by a lender other than Altra qualify for the Auto Refinance Discount. Apply Now!how_to_reg Or, Register with Online Banking . Contact Us; Locations; Disclosures; Privacy Policy; Routing # 251480738 Credit Builder is a loan product designed to help members with no credit, little credit, or unfavorable credit. The program focuses on building or rebuilding your credit score. By improving your credit score, you are likelyto get better rates on loans, and save a lot of money in the process. How it works. Rates and terms are subject to change without notice. Available to members with a credit score of 740 or better depending on credit qualifications. Credit is subject to approval. Some restrictions may apply. Property insurance, and if applicable, flood insurance is required. Possible tax advantages, consult your tax advisor. Federally insured ...Refinancing your auto loan may lead to a lower monthly payment, a shorter term or both. Your outcome depends on a wide range of factors, including the value of your vehicle, how much you owe on your current loan and your credit standing.Communication Federal Credit Union offers fast, friendly service and low interest rates on our new and used auto loans. Our auto loan experts can help you get pre-approved and take the stress out of your next car or truck purchase! Low, Fixed Interest Rates. No Payments for up to 3 Months*. Fast and Easy Application Process.A $25,000 loan at 7.24% APR for 36 months would have monthly payments of $772. Must be current on your auto loan payments to qualify. Existing Langley Federal Credit Union loans not eligible for this offer. Rates shown are based on credit score of 740 or better and based on creditworthiness, so your rate may differ. Credit is subject to approval. See Langley FCU's current auto loan rates, get preapproved for an auto loan, use our car loan calculator, and find out how you may lower your monthly payments. For immediate assistance, please call 800-826-7490 or 757-827-5328, Monday through Friday - 8:30 a.m. to 5:30 p.m. and Saturday 8:30 a.m. to 12:30 p.m. Eastern Time Vehicle Refinancing - Transfer Your Loans to HVCU and Save! Refinancing an auto loan from another lender can potentially save you hundred of dollars in interest and lower your monthly payments. Depending on your interest rate, you can even save on vehicles financed 6, 12 or 18 months ago. When you refinance, there is: - No application feeA federal system of government is a union of partially self-governing states or regions under a central government with powers usually assigned to each by a constitution. Neither t... Langley’s Online and Mobile Banking empowers you by placing control of your money at your fingertips. For immediate assistance, please call 800-826-7490 or 757-827-5328, Monday through Friday - 8:30 a.m. to 5:30 p.m. and Saturday 8:30 a.m. to 12:30 p.m. Eastern Time Buy a Cash Raffle Ticket with Langley for Families If you are using a screen reader or other auxiliary aid and are having problems using this website, please call 757-827-5328 or 800-826-7490 for assistance. Dear Lifehacker,Information ; Seller: Langley Federal Credit Union ; Size: 24.1 MB ; Category: Finance ; Compatibility. iPhone: Requires iOS 15.0 or later. iPad: Requires iPadOS ...Even with a low or middling credit score, you might be able to refinance your mortgage. HowStuffWorks explains. Advertisement Whether a bad credit score is the result of too many s...how_to_reg Or, Register with Online Banking . Contact Us; Locations; Disclosures; Privacy Policy; Routing # 251480738For example, if after two years of paying a $20,000, 4 year loan at 7% you refinanced with another 4 year loan at 7% for the remaining balance ($10,697), your monthly payment …Minimum loan amount $ 20,000 for 73-84 month term. Rate also depends on term. Loan Payment Example: A $20,000 new auto loan financed at 5.59 % APR would amount to 60 monthly payments of approximately $ 384.47 each. Used Auto Loans: Maximum used car loan advance will be determined by PenFed using a JD Power value.Langley Sweepstakes (“Sweepstakes”) begins at 12:00:00 a.m. Eastern Time ("ET") on November 1, 2023 and ends at 11:59:59 p.m. ET on November 30, 2023 (“Sweepstakes Period”). The Sweepstakes consist of one entry period and twelve drawing periods. Drawing periods will occur between December 4, 2023 and December 19, 2023.For immediate assistance, please call 800-826-7490 or 757-827-5328, Monday through Friday - 8:30 a.m. to 5:30 p.m. and Saturday 8:30 a.m. to 12:30 p.m. Eastern TimeAndrews Federal Credit Union is a full-service financial institution with stateside locations in Washington, D.C., a variety of Maryland counties including Prince Georges, St. Mary’s, Calvert and Charles, Northern Virginia and New Jersey, as well as overseas locations in the Netherlands, Belgium and Germany. Andrews Federal Credit Union in MD ...See Langley FCU's current auto loan rates, get preapproved for an auto loan, use our car loan calculator, and find out how you may lower your monthly payments. For immediate assistance, please call 800-826-7490 or 757-827-5328, Monday through Friday - 8:30 a.m. to 5:30 p.m. and Saturday 8:30 a.m. to 12:30 p.m. Eastern Time1. Credit and collateral subject to approval. Existing Navy Federal loans are not eligible for this offer. Auto refinance loan must be at least $5,000. Loan must be open for at least 60 days with first scheduled payment made to be eligible for the $200, which will be credited to the primary applicant’s savings account between 61 and 65 days ...Get Yours Today. Open Online Call 757-827-5328 Locations. You have total spending control and security. No fees, no overdrafts, no surprises.From here, you can search for thousands of new, used, and certified pre-owned vehicles from a variety of dealers. We even partner with them, too, offering you Visions financing right then and there – letting you go from test-driving to loan-signing all in one trip. Whether you’re looking for a new vehicle or one that’s just new to you ...Rates and terms are subject to change without notice. Available to members with a credit score of 740 or better depending on credit qualifications. Credit is subject to approval. Some restrictions may apply. Property insurance, and if applicable, flood insurance is required. Possible tax advantages, consult your tax advisor. Federally insured ...Certain restrictions apply. Sample auto repayment terms: consumers who qualify for the 8.24% APR and select the 75-month loan term would make 75 monthly payments of $17.10 per $1,000 borrowed. Assumes a 100% loan to vehicle value ratio. Your actual rate will depend on your creditworthiness, term and collateral. Buy a Cash Raffle Ticket with Langley for Families If you are using a screen reader or other auxiliary aid and are having problems using this website, please call 757-827-5328 or 800-826-7490 for assistance. Learn more about auto loans! We offer great rates, easy application, and a range of options designed to make getting your next ride more convenient than ever. ... Save money by refinancing your vehicle loan with Members 1st. ... We do business in accordance with the Federal Fair Housing Law and Equal Credit Opportunity Act. This credit union is ...Langley FCU offers a variety of credit card options including cash back, low rates, and rewards; so you can find and apply for the one that best suits your needs. For immediate assistance, please call 800-826-7490 or 757-827-5328, Monday through Friday - 8:30 a.m. to 5:30 p.m. and Saturday 8:30 a.m. to 12:30 p.m. Eastern TimeVehicle Refinancing - Transfer Your Loans to HVCU and Save! Refinancing an auto loan from another lender can potentially save you hundred of dollars in interest and lower your monthly payments. Depending on your interest rate, you can even save on vehicles financed 6, 12 or 18 months ago. When you refinance, there is: - No application fee Buy a Cash Raffle Ticket with Langley for Families If you are using a screen reader or other auxiliary aid and are having problems using this website, please call 757-827-5328 or 800-826-7490 for assistance. See Langley FCU's current auto loan rates, get preapproved for an auto loan, use our car loan calculator, and find out how you may lower your monthly payments. For immediate assistance, please call 800-826-7490 or 757-827-5328, Monday through Friday - 8:30 a.m. to 5:30 p.m. and Saturday 8:30 a.m. to 12:30 p.m. Eastern Time Offer applies to borrowers with a credit score of 740 or better depending on credit qualifications. The payment on a $200,000, 30-year Fixed-Rate Loan at 6.375% (6.659% APR) is $1231. Property insurance and, if applicable, flood insurance is required. Payment does not include taxes and insurance premiums. The actual payment amount will be greater. If Langley is not listed as lienholder within 60 days of loan closing, we may increase your Annual Percentage Rate (APR) which can result in higher payments. Titling lienholder information: Langley Federal Credit Union | PO Box 276, Wilmington, OH 45177. Insurance lienholder information: Langley Federal Credit Union, PO Box 921, Carmel, IN 46082 For immediate assistance, please call 800-826-7490 or 757-827-5328, Monday through Friday - 8:30 a.m. to 5:30 p.m. and Saturday 8:30 a.m. to 12:30 p.m. Eastern TimeVariable and Fixed Rate Home Equity Loans/Lines of Credit – Langley Federal Credit Union. For immediate assistance, please call 800-826-7490 or 757-827-5328,Monday through Friday - 8:30 a.m. to 5:30 p.m. and Saturday 8:30 a.m. to 12:30 p.m. Eastern Time. Log In. ×. Online Banking Login. Register•Forgot Password.VA mortgage loans work like a standard fixed rate mortgage with some excellent benefits for veterans added. For immediate assistance, please call 800-826-7490 or 757-827-5328, Monday through Friday - 8:30 a.m. to 5:30 p.m. and Saturday 8:30 a.m. to 12:30 p.m. Eastern Time Lower your monthly payment, unlock equity or pay your home off faster. Take advantage of our quick and easy application process. Unlock rates as low as 5.875% on Fixed 30-Year mortgage refinance! Get Started Today. Monthly Payment. $ 689.52. Dollars Cost of Loan Comparison Total Interest Total Principal First Loan Second Loan 0 10k 20k 30k 40k. As you determine which vehicle to buy and which loan terms to choose, the choices you make can have a significant difference regarding what your monthly payments will be and what the costs of the loan will be once ...If you’re shopping for a place to keep your money, you have several options. National banks offer the convenience of a large number of ATMs and branches. Local banks give you perso...Oct 3, 2022 ... Get $40,000 & MORE With 1 INQUIRY | No Proof Of INCOME | Langley Federal Credit Union ... TOP 3 Proven Strategies to Remove a Car Repossession ...6.99% to 11.49%. 73-84 months 4. 7.49% to 12.49%. LOAN TYPE. 10 model years or newer only (60-month term maximum for vehicles with 200,000 miles or more) MAXIMUM AMOUNT. Up to 100% or up to 125% (for well-qualified borrowers) of KBB “retail” value (no like book values accepted). Not to exceed documented purchase price.Credit Builder is a loan product designed to help members with no credit, little credit, or unfavorable credit. The program focuses on building or rebuilding your credit score. By improving your credit score, you are likelyto get better rates on loans, and save a lot of money in the process. How it works.In today’s digital age, online banking has become increasingly popular and convenient. Suncoast Credit Union offers their members a user-friendly online platform that allows easy a...

Credit unions are not-for-profit institutions that are owned by their account holders. Learn about credit unions and credit union services. Advertisement On the surface, credit uni.... Zachrich funeral home holgate

langley federal credit union auto refinance

Langley’s Online and Mobile Banking empowers you by placing control of your money at your fingertips. For immediate assistance, please call 800-826-7490 or 757-827-5328, Monday through Friday - 8:30 a.m. to 5:30 p.m. and Saturday 8:30 a.m. to …About Langley. Langley Federal Credit Union (Langley FCU) is one of the 100 largest credit unions in the United States. Based in Hampton Roads, Virginia, Langley has branches in Hampton, Newport News, Williamsburg, Chesapeake, Isle of Wight, Norfolk, Suffolk, and Virginia Beach which offer some of the best rates on certificates, checking accounts, savings accounts, auto loans, personal loans ...Share accounts in federally insured credit unions are insured up to $250,000, an amount equal to the insurance protection offered by the FDIC. Click here to read the NCUA’s online booklet. If you are using a screen reader or other auxiliary aid and are having problems using this website, please call 757-827-5328 or 800-826-7490 for assistance.For immediate assistance, please call 800-826-7490 or 757-827-5328, Monday through Friday - 8:30 a.m. to 5:30 p.m. and Saturday 8:30 a.m. to 12:30 p.m. Eastern TimeThe Russian Federation is one country. Although the Union of Socialist Soviet Republics (USSR) consisted of multiple countries, with Russia being the most dominant, this no longer ...Schedule an Appointment. Make an appointment with a service representative. At Langley, we focus on your financial success. Whether you need to start a savings plan, buy your first home, or build your credit score, Langley is here to help you save, borrow, and spend wisely. You deserve the best for your money.Mail it to Desert Financial Credit Union, P.O. Box 2130, Sioux City, IA 51104. Call our Insurance Center at (800) 653-8812 Monday through Friday, 8 a.m.-9 p.m. (EST) or Saturday, 9 a.m.-6 p.m. ... 90 Days to First Payment option applies to qualified new or used auto purchase and refinance loans only. Maximum loan term of 75 months applies.With competitive car loan options, rates, and terms, you'll have no problem finding a flexible auto loan that fits your lifestyle. From new and used purchases ...For immediate assistance, please call 800-826-7490 or 757-827-5328, Monday through Friday - 8:30 a.m. to 5:30 p.m. and Saturday 8:30 a.m. to 12:30 p.m. Eastern TimeColonial architecture is a fascinating aspect of our history that still influences modern-day design. From the elegant Georgian style to the refined Federal style, these architectu...Make an appointment with a service representative. At Langley, we focus on your financial success. Whether you need to start a savings plan, buy your first home, or build your credit score, Langley is here to help you save, borrow, and spend wisely. You deserve the best for your money. Become a Member Today! Or, call us at 757-827-5328or 800-826-7490. Our reps are available Monday-Friday, 8 AM to 6 PM, and Saturday, 8:30 AM to 12:30 PM. Chat Now. Find More Branches. If you are using a screen reader or other auxiliary aid and are havingproblems using this website, please call 757-827-5328 or 800-826-7490 for assistance. Apr 27, 2021 ... Their are many credit unions out there you can create relationships with but Langley Credit Should be on your top choice..

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