2024 Act 2 bg3 checklist

The only point of interest in the tiny part of the Mountain Pass is the squad of githyanki soldiers blocking the way, led by Kith'rak Voss. To get the item of interest from them, the Elaborate Slate, you'll have to fight them. Act hostile in the conversation with Voss, or just instantly attack without talking.. Avery ranch urgent care

Detailed checklist for the game "Baldur's Gate 3" featuring 100% of act 1 and act 2 quests. Quests are listed based on when I discovered and / or completed them; some of them will progress in act 3 and yes, I will also list act 3 quests when I'll get there so the guide will be all-round. Note: currently working on the last details of act 2.These Baldur's Gate 3 guides focus on aspects related to character creation, general mechanics, and basic tips you'll want to keep in mind early in your journey. Beginner's Guide - We've got some ...The Find the Githyanki Creche quest is one of the first that you’ll encounter in Baldur’s Gate 3. It’s a subquest of the Find a Cure main quest, and it also overlaps with The Githyanki Warrior companion quest, which is associated with Lae’zel.The most important things to do in Act 2 are to recruit two more companions, acquire better gear and weapons, and unlock additional permanent bonuses. Furthermore, you should seek out certain NPCs to follow up on previous quests or receive new ones. This Baldur’s Gate 3 Act 2 Checklist categorizes the map into significant named areas ...Planning a wedding can be an exciting but overwhelming experience. With so many details to consider, it’s easy to feel stressed and unsure about where to start. That’s where a prin...Are you heading to Woolworths for your grocery shopping? Whether you’re a seasoned shopper or a first-timer, having a checklist can help ensure a successful trip. Before heading to... Gather your party and venture forth! (Spoilers) Checklist of things to do before leaving Act 1. Leaving some things to do here such as dungeons, character unlocks, interesting bits before you leave Act 1 by venturing into Moonrise Tower. Obviously some things might be different depending on your choices. And obviously, this is full on spoilers. 8 Explore The Arcane Tower. To the far southwest of the Underdark is a dungeon-like wizard's tower filled with traps, secrets, and magic loot that is a must-visit during every playthrough. Before you head there, make sure you first visit the dog's grave south of the Sussr Tree to get the most out of the encounter.Welcome to the Baldur's Gate 3 Act 2 Checklist! This comprehensive checklist will guide you through Act 2 of the game, ensuring you don't miss any important quests, items, or encounters. Explore the map, complete main quests, engage in side quests, gather resources, improve your camp, engage in combat, make choices, and build relationships. Enjoy the immersive world of Baldur's Gate 3 and ... BG3 Checklist Spreadsheet. Act 2 - Spoilers. Guys, I just made a spreadsheet with a checklist to track the most important things to do in the Prologue, Act I and Act II. Most of the info here I took from the check lists psoted by u/FishBurger77 . FG Checklist Act I. FG Checklist Act II. Just be aware of: - The spreadsheet is mostly in Portuguese. Baldur’s Gate 3: Act 2 Checklist – What to Do Before Act 3 (BG3) The Shadow Cursed lands stretch far and wide, corrupting everything they touch. But you’ll find quests, items, and lore aplenty to keep you occupied in that darkness. Here’s everything you need to tackle to truly experience every aspect of Baldur’s Gate 3, Act 2.•. Maizeninha. BG3 Checklist Spreadsheet. Act 2 - Spoilers. Guys, I just made a spreadsheet with a checklist to track the most important things to do in the Prologue, …By the way, we do have an Act 1 and Act 2 checklist for you to check out if you’re in a different playthrough and still need those! Post Tag: Baldur's Gate 3. Larian Studios.Unfortunately, you should avoid sending in your OP fighter to oneshot the squishy spellcaster mirror enemies as each time you have a character attack a different mirror enemy they’ll get hit with the curse condition Cheater’s Folly, which reduces all of that character’s abilities by 1 until long rest, and it can stack up to four times!Shar doesn’t like …It's me the checklist guy again and I'm back for Act 2! Click here for the checklist for Act 1. Here are things to do (+ bits that in my opinion are interesting) before leaving Act 2. …Armour & Armour Class Guide. In this guide, we delve into the intricacies of equipping your character with the finest BG3 armour and understanding Armour Class (AC) and Armour Proficiency in Baldur’s Gate 3. All Weapons and Weapon Proficiencies Guide. This guide explains the different types of weapons, weapon proficiency, skills and ...There are countless secrets hidden throughout Baldur's Gate 3; here are some players may have missed in Act 2. Highlights. Dammon's Forge offers more than just a chance to repair Karlach's engine ...The Thorm Mausoleum is actually just the entryway to a much larger dungeon, the Gauntlet of Shar, which is arguably the most significant dungeon in Act 2. This page will provide a step-by-step walkthrough for the Gauntlet of Share, guiding you through the area and linking out to more in-depth pages covering the various puzzles and encounters ...Guides. Baldur’s Gate 3 (BG3) Act 2 Checklist and Main Quest List. Don't miss out!! James Herd. |. Published: Mar 18, 2024 1:16 PM PDT. Recommended Videos. …Apr 4, 2024 · This Baldur’s Gate 3 Act 1 Checklist divides the map into the important named areas/locations, and gives you all the information for all the vital companions, quests, and gear you’ll want to find. Baldur’s Gate 3 Act 1 Major Locations List: Ravaged Beach: Companion recruiting. Dank Crypt: Unlock Withers. Gerringothe Thorm. Tollhouse on the second floor. You will learn about another Thorm, Gerringothe. Thisobald Thorm. Waning Moon at the bar. You will learn about Ketheric's son, Thisobald. Strange ...The Last Light Inn in Baldur’s Gate 3 is first encountered when you reach the Shadow-Cursed Lands (aka Shadowlands), during Act 2 of the main story. After you gain entry to the inn, Jaheira will ask you to speak with Isobel, a faithful !Cleric of Selune, who can be found upstairs in her chambers.Throwaway420694203. ADMIN MOD. Is there a list of main things to complete before Act 2? Act 1 - Spoilers. I get the warning to wrap up any loose ends before proceeding to act 2. I'm currently lvl 5. I have a few quests and areas that are too difficult for me to reach.Baldur’s Gate 3 Act Two checklist The Moonrise Towers loom over this entire Act | Screenshot by Dot Esports. Last Light Inn. Meet Dammon in the forge . Give Dammon Infernal Iron to help Karlach’s Infernal Engine; If you found the Devilfoil mask in the Grymforge, hand them to Dammon to get bombs; Find the Strange Ox that you could first …There are character-critical story quests on both routes, so the answer to “should you go the route of The Mountain Pass or The Underdark” is, simply: Do both. Just make sure you do each route ...The idea behind this Act 2 Map page is to essentially serve as a way to find out which locations are important to visit, along with each area having a little list of quests or treasures worth picking up or doing, depending on whether you sway more towards the Harpers or the Absolute, and whether you did the Druid Grove defense or helped the ...Because many players share the feeling of missing things in Acts 1, 2, and 3, I’ve got a solution for you. Here’s a Baldur’s Gate 3 Act 1 checklist so you can check off all the things you ...A community all about Baldur's Gate III, the role-playing video game by Larian Studios. BG3 is the third main game in the Baldur's Gate series. Baldur's Gate III is based on a modified version of the Dungeons & Dragons 5th edition (D&D 5e) tabletop RPG ruleset. Gather your party and venture forth!Jan 4, 2024 · Speak to the Priest of Loviatar. Take part in the Owlbear Race. Save Mayrina /Defeat Ethel. Investigate Kagha. Ethel the Hag Baldur’s Gate 3. Speak to the man hunting Astarion. Find Sussur Bark ... Walkthrough. List of All Side Quests. Side Quests are optional objectives and events that players can undertake or encounter in Baldur's Gate 3 (BG3). Read on to see a full list of all the available Side Quests in Baldur's Gate 3, where to encounter them, and the necessary dialogue options and events needed to complete each Side Quest!The Shadowfell is a plane of shadows and claimed as the domain of Shar. It is a location that can be visited through the Gauntlet of Shar in Act Two. Similar to the Astral Plane, gravity is weaker than on the material plane and it is easily possible to jump great distances through the shattered terrain. Spoiler warning: The following content ...Baldur's Gate 3. Walkthrough Act 2 - Shadowlands. Complete Walkthrough of Act 2 in Baldur's Gate 3. By Scott Peers. Where to Find the Unseen Menace Pike in BG3. Baldur’s Gate 3 Act 2 Shadowlands Map. The main story of Baldur’s Gate 3 takes you through three main acts.Throwaway420694203. ADMIN MOD. Is there a list of main things to complete before Act 2? Act 1 - Spoilers. I get the warning to wrap up any loose ends before proceeding to act 2. I'm currently lvl 5. I have a few quests and areas that are too difficult for me to reach.Jan 12, 2024 · Baldur’s Gate 3: Act 2 Checklist – What to Do Before Act 3 (BG3) The Shadow Cursed lands stretch far and wide, corrupting everything they touch. But you’ll find quests, items, and lore aplenty to keep you occupied in that darkness. Here’s everything you need to tackle to truly experience every aspect of Baldur’s Gate 3, Act 2. BG3. Astarion and Shadowheart. Solve the Open Hand Temple Murders. Find a way into Wyrm’s Rock Fortress. Find and enter Cazador’s Palace (the conclusion to Astarion’s questline) The Emperor ...BG3 is the third main game in the Baldur's Gate series. Baldur's Gate III is based on a modified version of the Dungeons & Dragons 5th edition (D&D 5e) tabletop RPG ruleset. Gather your party and venture forth! ... All the rest seem to be post-Act 2 or require me to go down through the temple.Here's the thing, I deliberately held off from entering Moonrise Towers because I thought that would move the story forward to a point where I could not go back and finish other quests. This happened: Zealot and Mol should probably be done first. I did the point of no return before finding them and then couldn't.Baldur’s Gate 3. Dot Esports is supported by our audience. When you purchase through links on our site, we may earn a small affiliate commission. Learn more. The premier global destination for ...Finding the perfect room with a bathroom for rent can be an exciting yet challenging task. Whether you’re a student, young professional, or someone looking to downsize, having a ch...All Baldur's Gate 3 Side Quests. It's easy to get lost and overwhelmed in BG3's vast open world. Thankfully, we've also got you covered with comprehensive walkthrough guides for all Side Quests ...In Act 2 of Baldur’s Gate 3, your party of misfit adventurers enters the Shadow-Cursed Lands, a small but dense region home to many of the game’s most important quests and secrets.However, the ...Aug 24, 2023 · Detailed checklist for the game "Baldur's Gate 3" featuring 100% of act 1 and act 2 quests. Quests are listed based on when I discovered and / or completed them; some of them will progress in act 3 and yes, I will also list act 3 quests when I'll get there so the guide will be all-round. Note: currently working on the last details of act 2. Jan 15, 2024 · Baldur's Gate 3 Checklists. Act 1. Act 2. Act 3. There are many easy-to-miss quests and events to see in the first Act of Baldur’s Gate 3, which may require a checklist to keep track of things. Most of the main cast join the team early on, and each has many requests. It can be easy to get lost and wander into places at too low of a level or ... Best Quest Order in Baldur’s Gate 3 by Gamerjournalist. Find Mol in Guildhall. Lift the Shadow Curse. Find Zevlor in Moonrise Towers. Duplicate Legendary Weapons. Acquire the Blood of Lathander. Acquire the Spear of Night. Buy Gear From Quartermaster Talli. Recruit Minthara (Evil Playthrough).Act Three. Act Three of Baldur's Gate 3 is the final act of the game, taking place as the player arrives at the city of Baldur's Gate after leaving the Shadow-Cursed Lands at the end of Act Two . After discovering the plans of the Cult of the Absolute, and the means to cure themselves of their tadpoles, the party must travel to Baldur's Gate to ...Baldur's Gate 3. Walkthrough Act 2 - Shadowlands. Complete Walkthrough of Act 2 in Baldur's Gate 3. By Scott Peers. Where to Find the Unseen Menace Pike in BG3. Baldur’s Gate 3 Act 2 Shadowlands Map. The main story of Baldur’s Gate 3 takes you through three main acts.If you are not sure where to look, it is very easy to miss out on hidden characters, items, or even entire quest lines. Given the sheer size and scope of Act Two and the Shadow Cursed Lands, it might help you to go in with a checklist. This is everything important you should check out while in Act Two of Baldur’s Gate 3.Gather your party and venture forth! (Spoilers) Checklist of things to do before leaving Act 1. Leaving some things to do here such as dungeons, character unlocks, interesting bits before you leave Act 1 by venturing into Moonrise Tower. Obviously some things might be different depending on your choices. And obviously, this is full on spoilers.Chronological Walkthrough Checklist for Act 2 (With Map) Quest Help. I was having some trouble with some quest timing in Act 2, and I've been trying to do every single sidequest so I made an organized checklist for Act 2 and I wanted to share.Aug 18, 2023 · BG3 Act 2 Checklist. Act 2 requires you either head through the Mountain Pass on the way to the city of Baldur's Gate, or take the roads through the cursed lands. Regardless of which path you choose, you will still have to complete the Moonrise Towers. This appears to be the only required quest chain in Act 2; it has seven possible total story ... This Baldur’s Gate 3 Act 3 Checklist divides the map into the important named areas/locations and provides you with all the information for the vital companions, quests, and gear you’ll want to find. Baldur’s Gate 3 Act 3 Major Locations List: Rivington. Circus of the Last Days. Open Hand Temple.The third Act of Baldur’s Gate 3 is certainly the biggest with plenty of content for you to stumble upon. There are three large locations, one being Rivington and the Wyrm Gate, the other being the Lower City, the biggest of them all, and the other being the Sewers and the Undercity. To help you progress through it, we have created an Act 3 Map in Baldur’s …This Baldur’s Gate 3 Act 3 Checklist divides the map into the important named areas/locations and provides you with all the information for the vital companions, quests, and gear you’ll want to find. Baldur’s Gate 3 Act 3 Major Locations List: Rivington. Circus of the Last Days. Open Hand Temple.X: 287, Y: -16. Wrap up everything in the Moonrise Towers and then head down the road to Baldur's Gate which is to the west of the House of Healing. Keep in mind that this is another point of no return. Once you have made it to Wyrm's Crossing Act 3, you cannot return to the Shadow-Cursed Lands.Resolve Grove situation, Burning Inn. Ethel. Underdark and Grymforge. Then Mountain Path and Creche. I've been told that once you leave areas, you can't come back once you proceed through acts. this isn't the case until the 'point of no return' near the end of act 2. you'll still be able to come back to all the act 1 areas until then. that said ...Here’s a quick list of all of Act I’s main quests before we dive into more detail. Escape the Nautiloid. Rescue the Illithid’s Captive. Find a Cure. Ask the Goblin Priestess for Help. Find ... I previously made a missables guide through Act 1. Thanks, Reddit, for the great additions and feedback! It's now been updated through Act 2, and a commenter told me to post again. Due to time constraints I haven't been able to complete the guide through Act 3, but if you have feedback/ideas, feel free to comment and I'll add them. In today’s fast-paced business environment, staying organized is essential for success. One effective way to keep track of tasks and ensure nothing falls through the cracks is by u...This quest is found at the Emerald Grove and starts once you enter through the gate. The ritual will conclude after 10+ long rests. However, you can stop the timer entirely by completing Kagha’s side quest. Investigate the Beach / Harpies and Tiefling (Time-Sensitive) From the Emerald Grove, you can access a beach.BG3 is the third main game in the Baldur's Gate series. Baldur's Gate III is based on a modified version of the Dungeons & Dragons 5th edition (D&D 5e) tabletop RPG ruleset. Gather your party and venture forth! ... All the rest seem to be post-Act 2 or require me to go down through the temple. Act Two. Act Two of Baldur's Gate 3 takes place after Act One, as the player enters the Shadow-Cursed Lands to reach Moonrise Towers and find the heart of the Cult of the Absolute . Leaving the Wilderness, the party discovers the devastating impact of the shadow curse, twisting the land and turning any who linger in it into shadow-cursed beings ... This quest is found at the Emerald Grove and starts once you enter through the gate. The ritual will conclude after 10+ long rests. However, you can stop the timer entirely by completing Kagha’s side quest. Investigate the Beach / Harpies and Tiefling (Time-Sensitive) From the Emerald Grove, you can access a beach.BG3 Act 2 Checklist. BG3 Checklist for Act 2. So let’s start with the Shadow Cursed Lands: Encounter He-Who-Was. Hide & seek with Oliver in “House with …The Waning Moon: Get Madeline’s ledger. Talk to the bartender. At the backroom, there is a recipe that will mark a potion stash on your map. Moonrise Tower: Talk to the gnolls and chef. Interact with the ogre on the ground floor. Save the prisoners, gnomes, and tieflings. Speak with Rolan, Alfira, and Bex.Oct 9, 2023 · BG3 Act Two Walkthrough. The starting point here is to sneak into Moonrise Towers, but it's important to make sure that you click on the link that matches the route you took to Moonrise Towers. When it comes to onboarding new employees, a well-crafted orientation checklist is crucial. It sets the tone for their entire experience with your company and helps them transition...The other way to reach the Shadow-Cursed Lands and BG3 Act 2 is to head through the Underdark. You can reach this place by heading into the Temple of Selune at the Goblin Camp.BG3 Act 2 Checklist. BG3 Checklist for Act 2. So let’s start with the Shadow Cursed Lands: Encounter He-Who-Was. Hide & seek with Oliver in “House with …Speak to the Priest of Loviatar. Take part in the Owlbear Race. Save Mayrina /Defeat Ethel. Investigate Kagha. Ethel the Hag Baldur’s Gate 3. Speak to the man hunting Astarion. Find Sussur Bark ...Armour & Armour Class Guide. In this guide, we delve into the intricacies of equipping your character with the finest BG3 armour and understanding Armour Class (AC) and Armour Proficiency in Baldur’s Gate 3. All Weapons and Weapon Proficiencies Guide. This guide explains the different types of weapons, weapon proficiency, skills and ...Medicare is one of the most comprehensive and widely used health insurance programs in the United States. It provides health insurance for many individuals across the country, incl...Act 3 of Baldur’s Gate 3 is the final Act of the game and is by far one of the longest pieces of content in the game. The area comprises Rivington, Wyrm Gate, Lower City, and the Sewers, as far as a player’s exploration is concerned.Here you can get plenty of side quests given by the city itself, along with some other pieces of content, depending on your …Oct 9, 2023 · BG3 Act Two Walkthrough. The starting point here is to sneak into Moonrise Towers, but it's important to make sure that you click on the link that matches the route you took to Moonrise Towers. Find Raphael’s target in the East room. Kîll him to help Raphael and Astarion, or convince him to leave (which will upset Astarion). Complete all three trails. Explore the library and …Baldur’s Gate 3 can be an overwhelming experience, especially when you spend over 50 hours on Act 1 and arrive in the second act only to find it’s just as large — if not even bigger. Act 2 takes you to the Shadow-Cursed Lands and drastically changes the story’s tone as you fight to take down the Cult of the Absolute and the seemingly …Find Raphael’s target in the East room. Kîll him to help Raphael and Astarion, or convince him to leave (which will upset Astarion). Complete all three trails. Explore the library and …•. Maizeninha. BG3 Checklist Spreadsheet. Act 2 - Spoilers. Guys, I just made a spreadsheet with a checklist to track the most important things to do in the Prologue, …Baldur’s Gate 3: Act 2 Checklist – What to Do Before Act 3 (BG3) Is this a checklist or a novel? Daphne Fama. Jan 12, 2024 2024-01-12T18:04:54-05:00. If you thought there was a lot to do in Act 1, wait until you see the Act 2 checklist. Here’s everything you should do in Act 2 before Act 3 in Baldur’s Gate 3.Welcome to the Baldur's Gate 3 Act 2 Checklist! This comprehensive checklist will guide you through Act 2 of the game, ensuring you don't miss any important quests, items, or encounters. Explore the map, complete main quests, engage in side quests, gather resources, improve your camp, engage in combat, make choices, and …A community all about Baldur's Gate III, the role-playing video game by Larian Studios. BG3 is the third main game in the Baldur's Gate series. Baldur's Gate III is based on a modified version of the Dungeons & Dragons 5th edition (D&D 5e) tabletop RPG ruleset. Gather your party and venture forth!BG3 is the third main game in the Baldur's Gate series. Baldur's Gate III is based on a modified version of the Dungeons & Dragons 5th edition (D&D 5e) tabletop RPG ruleset. Gather your party and venture forth! I made a "missables" guide, currently through Act 1. I made a guide that shows you missable content in Act 1, and through the start of ...

Dec 30, 2023 · 8 Explore The Arcane Tower. To the far southwest of the Underdark is a dungeon-like wizard's tower filled with traps, secrets, and magic loot that is a must-visit during every playthrough. Before you head there, make sure you first visit the dog's grave south of the Sussr Tree to get the most out of the encounter. . Murphys pizza coupons

12 Things to Do in Wyrm’s Crossing in BG3: Act 3. Here’s a quick breakdown of the things you should do in Act 3: Acquire the Fey Semblance Amulet. Retrieve Omeluum. Recruit Jaheira Companion. Talk to Commander Lightfeather. Help the Cursed Monk. Acquire the Astral-Touched Tadpole. Acquire the Nyrulna. Investigate the …Don’t miss a single companion, quest, gear piece, or boss fight in our Baldur’s Gate 3 Act 2 Checklist: All Things to Complete guide! In Baldur’s Gate 3, Act 2 occurs in the aptly named Shadow-Cursed Lands, where you’ll have to risk the darkness to find Moonrise Towers and reveal the Absolute.Resolve Grove situation, Burning Inn. Ethel. Underdark and Grymforge. Then Mountain Path and Creche. I've been told that once you leave areas, you can't come back once you proceed through acts. this isn't the case until the 'point of no return' near the end of act 2. you'll still be able to come back to all the act 1 areas until then. that said ...Act Two. Act Two of Baldur's Gate 3 takes place after Act One, as the player enters the Shadow-Cursed Lands to reach Moonrise Towers and find the heart of the Cult of the Absolute . Leaving the Wilderness, the party discovers the devastating impact of the shadow curse, twisting the land and turning any who linger in it into shadow-cursed beings ...Walkthrough. List of All Side Quests. Side Quests are optional objectives and events that players can undertake or encounter in Baldur's Gate 3 (BG3). Read on to see a full list of all the available Side Quests in Baldur's Gate 3, where to encounter them, and the necessary dialogue options and events needed to complete each Side Quest!Planning a wedding can be an overwhelming task. From choosing the perfect venue to selecting a menu that will satisfy all your guests, there are countless details to consider. That...This guide is a checklist that covers every single Act 3 side quest and secret in Baldur’s Gate 3. Recommended Videos Although there’s no proper BG3 Act 3 quest order to be followed, some ...The main thing to note about Act 2 weapons is there is not a great deal of standout choices. There are many you come across, but for the most part, the weapons in Act 1 are still good here. There’s a few really good shields in this act we have listed since they take weapon slots, and there’s a few decent bows for Rangers, and a god-tier ...If you’re worried about missing things from Act 2 of Baldur’s Gate 3, here’s a checklist of everything to do before finishing Act 2.Moving to a new address can be an exciting yet overwhelming experience. With so many things to take care of, it’s important not to overlook the crucial task of changing your addres...BG3 Act 3 Checklist. While the main story of BG3 is an epic tale with some massive consequences, there are a ton of smaller side quests that can be funny, heart-warming, or just wallet-filling. Here are some of my favorite things to finish up before heading to the end game of Baldur's Gate 3.Jan 4, 2024 · Speak to the Priest of Loviatar. Take part in the Owlbear Race. Save Mayrina /Defeat Ethel. Investigate Kagha. Ethel the Hag Baldur’s Gate 3. Speak to the man hunting Astarion. Find Sussur Bark ... Baldur’s Gate 3 puts players in a difficult position for free traversal in Act 2. Each turn depletes each party member’s health points, and options to earn protection against the shadow curse ...Speak to the Priest of Loviatar. Take part in the Owlbear Race. Save Mayrina /Defeat Ethel. Investigate Kagha. Ethel the Hag Baldur’s Gate 3. Speak to the man hunting Astarion. Find Sussur Bark ...BG3 is the third main game in the Baldur's Gate series. Baldur's Gate III is based on a modified version of the Dungeons & Dragons 5th edition (D&D 5e) tabletop RPG ruleset. Gather your party and venture forth! ... Edit 2: Act 2 checklist is up! Archived post. New comments cannot be posted and votes cannot be cast. Share Sort by:Baldur’s Gate 3. To start BG3 Act Two, you will need complete all quests from the previous act. Rescue the Survivors. The Knights of Shield. The Ritual. The Dark …There are character-critical story quests on both routes, so the answer to “should you go the route of The Mountain Pass or The Underdark” is, simply: Do both. Just make sure you do each route ...Medicare is one of the most comprehensive and widely used health insurance programs in the United States. It provides health insurance for many individuals across the country, incl....

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